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More Appealing than Ever | Trucking Businesses in the Space Coast

Melbourne, Fla.—Florida’s Space Coast leverages an un-congested transportation network that includes road, rail, air, sea and as we all know— space. Its infrastructure was built to create business opportunities and provides access to markets and resources for businesses to succeed.

Home to several colleges and universities, including the renowned Florida Institute of Technology, the Space Coast encompasses 72 miles of pristine beach and an average temperature of 73 degrees. Florida’s Space Coast is an alluring location to live, work and play.

If you are planning to start, or expand a business in the transportation industry operating from Florida’s Space Coast, most likely you will have to deal with truck insurance at some point.

Learn some of the basics of truck insurance.

Box truck insurance— is a commercial auto insurance policy that provides liability coverage but can also provide collision and comprehensive coverage — or be bundled with other coverages to provide insurance for cargo and more. It is required in all states, with each state having its own minimum requirements for liability coverage.

Dump truck insurance—Dump trucks are classified as heavy-duty commercial vehicles. It is considered a specialty insurance to covers trucking companies using dump trucks for the transport of dirt, sand, gravel, rock, asphalt, and other loose materials used in construction, road work, quarries, fracking, mining, etc.

Flatbed truck insurance—The coverage provided by a flatbed truck insurance policy can vary, depending on whether you are operating under your own trucking authority or under a fleet's authority. The insurance policy for the fleet will provide your liability coverage in many situations but you may still require non-trucking liability coverage, or bobtail coverage, if the truck is operated while not under dispatch or does not have a trailer attached. Physical damage coverage for the truck itself, is also recommended to help cover the cost of damage due to auto accidents or other types of damaging events, such as fire, theft, or vandalism. And last but not least, cargo insurance is an important consideration to keep your cargo well covered too.

Concrete pumping truck insurance—There is an enormous liability exposure for property damage, bodily injury, and pollution liability on sand & gravel haulers, cement ready mix, and concrete pump trucks. Truckers insurance protects many of the same type of exposures found on a commercial auto policy. Bodily injury and property damage are most often purchased on a combined single limit basis of $ 1,000,000 affording coverage to third parties. Keep in mind the amount of coverage that you would receive from your insurance company should your cement truck suffer damages depends on the amount of coverage that is written into your actual commercial auto insurance policy.

Refrigerated truck insurance—A refrigerated truck insurance policy can cover a number of risks to both your trucks and to your business. Coverage options can vary by state, but your refrigerated truck insurance policy could provide coverage for medical payments due to a commercial auto accident, providing essential medical services for your driver or passenger, as well as uninsured and underinsured motorist coverage. This is essential if you are involved in an accident and the other party in the accident does not have insurance or has insufficient insurance coverage.

Give us a call for a consultation (321) 329-5556 and one of our local truck insurance agents at Melbourne Truck Insurance will be more than happy to walk you through all of your options.



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