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Yellow Rain Boots

And that's when we come to the rescue!

Discover a full-service provider of commercial insurance products, and services for trucking and commercial auto insurance. We invite you to review our programs: Truck, public transportation, and commercial specialty auto.


Melbourne Truck Insurance has the products and underwriting experience that meet the insurance needs of your business.


Commercial Specialty Auto

The coverage your business needs depends on the type of business you are in, and the perceived risk associated with it. For example, a landscaping contractor will need more coverage than a real estate agent or business consultant. Your business location is also another factor that comes into play. For example, some states (like Florida) tend to award more in damages to plaintiffs claiming personal injury than others.

We insure most types of small businesses such as:

  • Electrician

  • Janitorial or Cleaning

  • Landscaping

  • Plumbing

  • Painting

  • Handyman

  • Roofing

  • Construction

  • Remodeling

  • Granite and kitchen Installers

  • Pest Control

  • Carpenters

  • Floor Installers

  • Delivery

  • Restaurants

  • Food Trucks

  • Schools

  • Church

  • Car wash and detailing, and more.

Florida Owners and operators of commercial trucks can't get by with a standard commercial auto insurance policy. In addition to protecting the cargo that they carry, truckers must consider the massive physical damage that can be caused by their trucks, the potential environmental issues an accident could cause, and the expensive cost to repair their large vehicles.

Liability Insurance

  • For bodily injury and property damage liability exposure, one should consider an auto liability insurance policy. This policy will protect truckers by covering many different types of harm that they can unintentionally inflict on others and their property. This includes accidental damage to a retailer’s delivery dock, to other drivers, vehicles, and pedestrians.


Cargo Insurance

  • Your clients rely on you to safely deliver their cargo in the same condition it was in when they turned it over to you. With cargo insurance you can reimburse a client for qualifying damages made to their cargo during transport—and all without tapping into your business bank account except to pay the deductible.


Bobtail Insurance

  • When your truck is without cargo, it still needs protection. Bobtail insurance covers your truck even when it is not operational.


Physical Damage Insurance

  • If your truck is in an accident or collision, you need the right commercial insurance policy protecting your financial interests. Collision insurance and comprehensive insurance can cover various accidents and damages caused by theft, vandalism and fire.


Environmental Liability Insurance

  • If your truck carries cargo that can be environmentally toxic or could contribute to pollution, you need special insurance to help pay for the cost of the cleanup if it should be spilled in an accident. Environmental liability insurance will cover this expense, as long as it occurs in a qualifying situation. 



Monday - Friday 

8:30 am to 6: pm

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