Melbourne, Fla.—Port Canaveral is the world's second-busiest port, behind Port Miami— and is currently expanding its cruise, shipping, spaceport and recreation infrastructure. U.S. ports are feeling the economic pinch of the coronavirus pandemic, as lost cargo and cruiseship businesses coupled with increased expenses for health and safety protections are forcing furloughs, layoffs and postponements of port improvements. On the cargo side, cargo-dependent ports report not to have much financial flexibility to withstand an approximately 20 percent decrease in revenues. Large shipping losses have hit a record low, according to Allianz Global Corporate & Specialty SE’s (AGCS) Safety & Shipping Review 2020.


Port leaders issued an appeal to federal policymakers that while America’s seaports have been vitally important in supporting the nation’s response to the COVID pandemic keeping fuel, food and critical supplies moving throughout the country, these same ports are crucial to ensuring the United States is able to quickly recover from the current economic crisis.


On July 23, a coalition of ports asked Congress and the White House to include $1.5 billion to help ports whether the pandemic. They are seeking the emergency funding as part of the next Covid-19 financial package that is currently being developed, highlighting that no funding had been provided in previous emergency legislation to help ports and the maritime transportation system more generally. The money would help ports cover the costs of cleaning and supplies, personal protective equipment, staffing, cyber and facility security, as well as debt service payments. Ports also seek a change in the current CARES Act that would allow governors to provide funds to ports, which is currently not authorized under the Act.


An economic downturn study recently completed by Philadelphia-based BREA (Business Research and Economic Advisors) revealed in worst-case projections, Port Canaveral will have 79 percent loss of revenue passengers resulting in over $1.7 billion loss of total expenditures across Florida; 16,000 annualized jobs loss with over $560 million in lost wages; and, $46 million loss in state and local tax revenues.


Sadly, due to the COVID-19 pandemic, the loss of cruise operations at Port Canaveral due to the Centers for Disease Control’s No-Sail Order for cruise lines has had a profound impact on the port and the local and extended tourism community, particularly the many small businesses including, local hotels, restaurants, and transportation companies. The projected negative economic implications for the entire Central Florida region and the State of Florida overall are profound. 


Let us all hope for the best, understanding that help is on the way, as Americans we have gone through dark and difficult times before, and will find a way out of this, again.


Our truck insurance specialists in Melbourne, Florida also understand 18 wheeler operations, goals and safety concerns— and will help you find the best rates available in the market to keep your transportation business well protected, amid all the uncertainty caused by this global health emergency.

Give us a call for a FREE consultation at (321) 329-5556 and one of our local truck insurance specialists at Melbourne Truck Insurance will be more than happy to walk you through all of your options.


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Call (407) 203-7085


Melbourne, Fla.—General contractors, local contractors, and subcontractors are commonly required to carry commercial truck insurance by the various laws and businesses they work for. There is a wide range of commercial vehicle types, from pick-up trucks to excavators. The coverage your business needs depends on the type of business you are in and the perceived risk associated with it. 




Florida Commercial Vehicle Crash Statistics

According to the Florida Department of Highway Safety and Motor Vehicles reports:

  • There are approximately 400,000 vehicle accidents in Florida every year.

  • Approximately 1 out of 10 accidents in this state involves a commercial vehicle.

  • Commercial vehicle accidents are responsible for more than 10,000 cases of significant bodily injuries in Florida per year.

A Commercial Vehicle Insurance policy is designed to protect your business from costly liability lawsuits, property damage, and loss of business due to lack of transportation after an accident.


Typical coverage includes

Bodily Injury Liability - Coverage for damages that involve bodily injury to others for which you become responsible under law.

Property Damage Liability - Coverage for damage to property of others for which you become responsible under law.

Medical Payments - Coverage for reasonable and necessary medical expenses and funeral services for those who are accidentally injured while in your automobile or while getting into or out of your automobile.

Personal Injury Protection - Coverage for medical, hospital, rehabilitation, loss of wages or loss of services costs resulting from injury to you or any resident family member. In case of death to the insured or a resident family member, death benefits and survivor benefits, if applicable, will be provided.


Additional coverage you may want to consider

Comprehensive - Protection for the loss of or damage to your vehicle and its equipment from all causes except collision, subject to the deductible on the policy.

Collision - Protection for the collision damage to your automobile and its equipment, subject to the deductible on the policy.

Uninsured Motorist - Coverage allows you to recover bodily injury damages due to an accident where the other party does not have insurance, and is found legally liable.

Underinsured Motorist - Coverage allows you to recover bodily injury damages due to an accident where the other party is found legally liable and does not have adequate liability limits.

Additional Expense - Coverage for necessary additional expenses incurred as a result of a loss for which you are protected under comprehensive or collision coverage. These expenses include rental cars, food, lodging and other incidental expenses.

Hired Auto Liability Coverage - Covers liability for automobiles hired under contract on behalf of or loaned to the named insured.

Hired Auto Physical Damage - Coverage for an automobile of any type, hired, borrowed or leased on a short term basis for use in the insured's business.

Employer's Non-Ownership Liability - Coverage for a private-passenger automobile used in the business of the named insured by any person, or the occasional and infrequent use of a commercial automobile in the business by any of your employees.


Our truck insurance specialists in Melbourne, Florida also understand 18 wheeler operations, goals and safety concerns— and will help you find the best rates available in the market to keep your big rig operation well protected.

Give us a call for a consultation (321) 329-5556 and one of our local truck insurance specialists at Melbourne Truck Insurance will be more than happy to walk you through all of your options.



Oscar Pacheco - Licensed Agent

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Melbourne, Fla.—Commercial drivers have to be constantly vigilant to detect unexpected road conditions, distracted drivers, and motorists who don’t understand how commercial vehicles operate. Truck inspections, also known as DOT inspections are designed to help prevent some of these unforeseen situations, and are conducted by the Department of Transportation which requires all commercial motor vehicles (CMV), weighing more than 100,000 pounds, to evaluate if vehicle parts and accessories are safe and in good working condition. As a commercial motor vehicle owner, you it is highly recommended that you get prepared ahead performing regular walk-around inspections before and after every trip using truck inspection checklists. Compliance with annual DOT inspections not

only maintains the excellent performance of vehicles but also helps prevents road accidents and other bigger issues from occurring.

There are six primary levels of DOT inspections. These may be conducted anywhere by a qualified DOT inspector or state police officer. 

An inspection can cover the following items:

  • Vehicle inspection walk-around or complete vehicle check

  • Documentation of coverage in place for the type of carrier and cargo

  • Driver licenses, qualifications, drug, and alcohol testing

  • Evaluation of driver logs and inspection records

  • Maintained accident record register

Among the six primary levels of inspections you may find:

Level I: North American Standard Inspection

At this level of inspection, the inspector will be meticulous in checking the driver's documents, in addition to looking for drugs, alcohol or hazardous materials that the driver may be transporting. 

Level II: Walk-Around Driver/Vehicle Inspection

This inspection is almost identical to the level I evaluation, except that the inspector will not check any of the parts that require physically getting under the CMV. You may want to consider using a DOT driver vehicle checklist or mobile app to learn what goes into conducting a vehicle safety inspection.

Level III: Driver-Only Inspection

During this inspection you may expect an in-depth examination of all direct requirements to the driver such as license, medical card, daily log, seatbelt among others.

Level IV: Special Inspection

This one is a one-time examination conducted to take a closer look at a particular feature of the vehicle. It is usually done to invalidate a previous claim about the vehicle — in order to support or refute a study or suspected trend.

Level V: Vehicle-Only Inspection

A level V inspection can be conducted at any location. It includes everything in level I regarding the vehicle. Driver does not have to be present.

Level VI: Enhanced NAS Inspection for Radioactive Shipments

All CMVs transporting highway route controlled quantities (HRCQ) of radioactive material are required to pass the this inspection which includes:

  • Inspecting for radiological shipments

  • Inspection procedures

  • Enhancements to level I

  • Radiological requirements

  • Enhanced out of service criteria

It is, of course, also recommended to keep a copy of your commercial vehicle insurance in good standing and on hand in the event any emergency arises.





Give us a call for a consultation (321) 329-5556 and one of our local truck insurance specialists at Melbourne Truck Insurance will be more than happy to walk you through all of your options.



Email Mariana

Call (407) 203-7085

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