Melbourne, Fla.—On 20 July 1969, the Eagle module from Apollo 11 landed at Tranquility Base. Hours later, Neil Armstrong made history by becoming the first person to walk on the Moon on a mission that is now remembered as an iconic moment for stargazers all over the world.

At the moment the spacecraft landed, Apollo 11 commander Armstrong said: "Houston, Tranquility Base here. The Eagle has landed."

According to well known investors and entrepreneurs, the Brevard Space Coast will be the area where the next wave of entrepreneurial efforts and investment could be focused. For the first time in history, the Space Coast is not just the launch site, the last step in putting people and payloads into space. Now it is where these projects begin. Also, for the first time in history, the creativity and the drive of entrepreneurialism is propelling space efforts. Like the convergence that happened 35 years ago in Silicon Valley, Brevard could become the Silicon Valley of space.

The space industry is expected to be the fastest growing segment of the worldwide economy in the coming decades, with analysts predicting a global market of over a trillion dollars a year by 2040.

As the birthplace of American space exploration and the hub of Florida’s space industry, Brevard County boasts generations of high-tech talent along with the largest share of STEM-related jobs in Florida. Florida’s Space Coast offers an attractive tax and wage climate enticing a variety of industries. Also, home to several colleges and universities, including the renowned Florida Institute of Technology.

As a transportation leader, industry along Florida’s Space Coast leverages an easy flow of transportation that includes road, rail, air, sea and now space. Its infrastructure promotes businesses, and provides easy and quick access to markets and resources for its people, products services and ideas. Space Coast roads have excellent, uncongested access to roads that reach all points in the state and major Southern U.S. East-West roadways, with available sites near I-95, U.S. Route 1, and nearby access to I-4 and the Florida Turnpike.

When you are an owner/operator of a transportation company you need to keep your investment well secured. Florida requires you to carry a minimum amount of insurance in order to register your Florida commercial truck. The minimum requirement varies in Florida based on the weight of your truck.

All commercial vehicle insurance policies in Florida must include the following:

Personal injury protection (PIP): This is designed to cover medical bills for your drivers and passengers if they are injured in a collision. Florida is a no-fault state, so only after the PIP coverage is exhausted can the injured party sue the at-fault driver for additional costs. All commercial vehicle policies must include a minimum of $10,000 in PIP coverage.

Property damage liability insurance: This is designed to cover the cost of repairing or replacing third-party personal property if it is damaged in a collision for which your driver is at fault. All commercial vehicle policies in Florida must include a minimum of $10,000 in property damage liability coverage.

Vehicles that weigh in excess of 26,000 pounds must carry additional liability insurance to cover both bodily injury and property damage. The minimum amount of liability insurance required is dependent on the vehicle's weight:

  • Between 26,000 and 34,999 lbs: Must have at least $50,000 in liability insurance per occurrence.

  • Between 35,000 and 43,999 lbs: Must have at least $100,000 in liability insurance per occurrence.

  • 44,000 lbs. or more: Must have at least $300,000 in liability insurance per occurrence.

  • Additionally, commercial vehicles that engage in interstate commerce are subject to U.S. Department of Transportation regulations, which require them to be covered by a minimum of $750,000 in liability insurance per occurrence. If your commercial trucks will be driven out-of-state, be certain that you meet all federal guidelines as well as the Florida state requirements.

Contact one of our local commercial/truck insurance agents to find out what options are available for your trucking and transportation business in the Palm Bay area, and help you start saving on the protections needed to keep it always afloat. Melbourne Truck Insurance has the products and underwriting experience that meet the insurance needs of your business.

Give us a call for a FREE consultation (321) 329-5556, at Melbourne Truck Insurance.

HECTOR PEREZ

PRODUCER

Transportation Specialist

Bilingual:English | Spanish








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Melbourne, Fla.— If you are a truck driver, or in the trucking business, you may enjoy some of the unique dynamics to share useful information with other truck drivers on the road, and keep them abreast of what to expect when they hit that part of a route you may have in common.

The use of a CB Radio is one of the things you may have had fun with, still! If you’re in the trucking industry you should already know the basic CB 10 codes, trucker names for cities, and trucker lingo. Citizens Band Radio (CB Radio) was used for long-range communication before the invention of email and cellular phones. Primarily used by truckers wanting to communicate with each other to pass the time on long commutes, CB radio is still used today.

Some of the most used terms you may (or may not) already been familiar with include:

All locked up – this means the weigh station is closed.

Alligator – it means there’s a piece of a blown tire on the road. Truckers usually alert fellow drivers about the presence of “alligators” on the highway because they pose a hazard that should be avoided. If you run over them, they can bounce back up and cause damage to belts, fuel lines, hoses, or the undercarriage of your vehicle.

Back it down – means slow down.

Backed out of it – it means the trucker is no longer able to maintain speed and needs to slow down to change to the slow lane.

Bambi – it means a deer.

Bear – it means there’s a law enforcement officer, mostly a state trooper or highway patrol officer.

Bedbugger – this often refers to a household moving company.

Black eye – it means the driver has a headlight out.

Brake check – this code is used to inform other truckers on the channel that the traffic ahead is tied up and they need to slow down or stop immediately.

Break – this code is used when the radio channel is busy and you want to gain access to the channel and start talking.

Breaking up – it means your signal is fading or weak.

There are so many more, you may want to spare some time learning about to be better prepared to clearly understand what happens on the road on “real time”. Also, if your company operates one or a fleet of 18 wheeler trucks, there are different types of insurance you may need to consider. As commercial vehicles and truck insurance brokers located in Melbourne, Florida, we extremely happy to offer you the benefits of working with us in the Space Coast area.

Contact one of our local commercial/truck insurance agents to find out what options are available for your trucking and transportation business in the Palm Bay area, and help you start saving on the protections needed to keep it always afloat. Melbourne Truck Insurance has the products and underwriting experience that meet the insurance needs of your business.

Give us a call for a FREE consultation (321) 329-5556, at Melbourne Truck Insurance.



OSCAR PACHECO

LICENSED AGENT

Trucking Specialist

Bilingual:

English | Spanish





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Melbourne, Fla.—Choosing the right types of commercial auto and truck insurance protects you from having to pay for repairs or medical bills caused by an accident, and most importantly, it can protect you against uninsured drivers. If your company operates one or a fleet of 18 wheeler trucks, here are the types of insurance you may need to consider:



Motor Truck General Liability Insurance

Trucking general liability insurance covers legal defense fees, court costs, and settlements or judgments if a client sues you. It also covers accidents or damage that may happen at your company's place of business. You must be aware of its limits and ask your insurance agent about the possible need to add an umbrella coverage, depending on your type of operation and its risks.

Bobtail Insurance

Truck business owners who drive their 18-wheeler vehicles without a trailer or with an empty trailer, bobtail insurance or deadheading insurance is a necessity. It oftentimes is confused with the Non-Trucking Liability coverage which may cover some of the loss, but not at much as the Bobtail Insurance.

Mechanical Breakdown Insurance

Managing out of pocket expenses can become a real issue. This type of truck insurance covers them, if repairs are needed to continue your operations.

Motor Truck Cargo Insurance

This type of insurance can provide coverage on freight or commodity and liability for cargo. This option can include coverage for losses that occurred from fire, collision, or striking. Sometimes this also includes coverage to pay for debris removal and prevention of further loss to damaged cargo, legal defenses, and freight charges lost by the customer.

Motor Carrier Insurance

Provides protection for your trucking business when you are using permanently leased independent contractors.

Non-Trucking Liability Insurance

Provides coverage for the use of a truck for non-business purpose when using your truck on days off.


Optional Downtime Coverage

This type of coverage provides you with financial protection in situations that will keep your truck out of the roads for some time.

Limited Depreciation Coverage

If your vehicle is declared a total loss after an accident limited depreciation coverage can help to cover the gap between the fair market value that the insurance will likely pay out and what you owe on the vehicle, or the cost to replace the vehicle.

Passenger Accident Insurance

Provides coverage for the driver if an accident occurs while an uninsured passenger is in the vehicle.

Physical Damage Coverage

Provides coverage to protect your commercial vehicle when physical damage occurs, including collision, comprehensive, fire and theft, and others.

On-Hook Coverage

Provides coverage of repairs, or replacement, of vehicles that are not owned by your business if they are damaged by collision, fire, theft, explosion, or vandalism when they are towing or hauling.

Supplemental Towing and Clean Up

Provides additional insurance coverage for towing businesses and cleaning up of pollutants and other debris.

Trailer Interchange Agreement Insurance

If you don't own your trailer, you need trailer interchange insurance to cover physical damage to your truck.

As commercial vehicles and truck insurance brokers located in Melbourne, Florida, we extremely happy to offer you the benefits of working with us in the Space Coast area.

Contact one of our local commercial/truck insurance agents to find out what options are available for your trucking and transportation business in the Palm Bay area, and help you start saving on the protections needed to keep it always afloat. Melbourne Truck Insurance has the products and underwriting experience that meet the insurance needs of your business.

Give us a call for a FREE consultation (321) 329-5556, at Melbourne Truck Insurance.

HECTOR PEREZ

PRODUCER

Transportation Specialist

Bilingual:English | Spanish

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