• armbrandmedia


Melbourne, Fla.—Dump trucks deal with a lot of potential hazards. Because dump trucks are massive and have a unique design that is a challenge for the truck driver, which requires a different type of truck insurance. Owning and operating a dump truck is definitely a way to secure a six digit yearly income, but you must take some necessary steps to protect your investment, as well as your livelihood.

When you don’t have adequate commercial dump truck insurance, you run the risk of facing fines and liability claims, losing money, or even losing your truck. Getting dump truck insurance will keep you compliant with your state requirements and protect you from potentially heavy and unexpected financial losses.

Dump truck insurance includes several coverage options, some of which are mandatory. You will need a commercial auto liability insurance before legally operating on the road in almost all cases. Otherwise you will be breaching the law and facing possible fines and penalties.

You, however, have ways to demonstrate insurers that you are potentially a low-risk client and they might improve your rates. Remember insurance is a risk equation. Higher risk, higher premiums, the same goes the other way around. A few initiatives that have proven to help are listed below:

  • Performing thorough maintenance on your vehicle

  • Keeping clear maintenance records

  • Establish clear workplace safety policies

  • Conducting and recording safety meetings

  • On-going safety training

  • Regular screening of your truck operators

  • Implementing vehicle inspection routines

As a dump truck owner/operator, you should be covered with the following insurance types:

Trucker’s General Liability —A basic dump truck insurance includes general liability coverage as well as motor truck cargo, but getting comprehensive liability insurance is very important for a truck business because you do not just want physical damage covered.

Physical Damage—offers coverage for any type of damage that may occur to your dump truck and is not only limited to collisions. This type of dump truck insurance also covers natural disasters and vandalism. Through this liability insurance, the owner is spared from taking cash out of their own pockets if their truck needs to be repaired. Some dealerships mandate this policy, especially if you are leasing the dump truck.

Workers Compensation—is a type of coverage that will pay for the medical expenses in the event of a driver’s bodily injury. It also covers the cost related to a lawsuit in case of a claim.

Commercial Auto Liability Insurance— provides protection against legal responsibilities to a third party when the incident occurs during work hours. This kind of dump truck insurance also pays for physical damage such as property damage or bodily injury and an at-fault accident.

Another addition to a dump truck insurance could be Environmental Insurance — this type of coverage would pay if you are found responsible to restore or clean up the environment after an incident that your company has caused.

When you get your insurance through Melbourne Truck Insurance you can expect:

√ Practical and accurate information about your insurance policy and your insurance company from local specialists.

√ Personal service.

Whether you need to make a policy change, have a question about billing or need to report a claim our local customer service representatives are the best in the business and will expedite your request professionally.

Contact one of our local commercial/truck insurance agents from Melbourne Truck Insurance to find out what options are available for your trucking and transportation business in the Palm Bay area, and help you start saving on the protections needed. We have the products and underwriting experience that meet the insurance needs of your business. Call us at (321) 329-5556.



HECTOR PEREZ

PRODUCER

Hector is a licensed insurance agent with vast experience as a Transportation Specialist.

Bilingual:

English | Spanish

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Photo courtesy of NASA- Kennedy Space Center


Melbourne, Fla.—The Kennedy Space Center and Cape Canaveral will see big projects this new year! The expectations are very high for missions that have been building over the years.

In February, Artemis One is set to launch the first in NASA’s deep space exploration mission with the most powerful rocket in the world. Although it’s been built to carry humans, this mission will be tested unmanned and will go farther than any other spacecraft of its type.

As a part of the concept to grow the space flight industry on the coast for private company competition, SpaceX announced that it has restarted working on launch pad 39A for its large Starship. There will be busy pads located in both the Kennedy Space Center, and the Cape Canaveral Space Force Station. Boeing is also expected to join the human launch capability, along with hundreds of smaller launches that will drive the need to expand the supply chain. 2022 could see five companies performing regular launches from Cape Canaveral with many more from Kennedy.

The region is expected to set records if this type of growth continues its pace for the next few years.

Space exploration also has collateral benefits for businesses in the area who will see an increase in business traffic, tourism, hospitality, and transportation industries. Opening March 2022, explore the future of space exploration in Gateway: The Deep Space Launch Complex at Kennedy Space Center Visitor Complex— where the public can experience the interstellar travel of tomorrow while celebrating what is happening right now within the space program.

Commercial transportation being an area to watch for real opportunities. Regardless of whether your company 18 Wheelers drive across the country or serve just a few states in the region, the right types of commercial auto insurance are crucial for protecting your assets.

Commercial auto liability coverage provides protection for any business-owned or leased commercial vehicle. Policies usually include collision and damage coverage as well as coverage for property and personal damage to others. The coverage your business need depends on the type of business you are in and the perceived risk associated with it, so it would be different if you need a commercial vehicle for tourist transportation, or if your business hauls cargo for ships or any other industries performing in the Space Coast. It is always important to consult a local, knowledgeable insurance agent that could help you get the proper coverage for your business assets and overall protection at the best possible price.

When you get your insurance through Melbourne Truck Insurance you can expect:

  • Practical and accurate information about your insurance policy and your insurance company from local specialists.

  • Personal service.

Whether you need to make a policy change, have a question about billing or need to report a claim our customer service representatives are the best in the business and will expedite your request professionally.

Contact one of our local commercial/truck insurance agents from Melbourne Truck Insurance to find out what options are available for your trucking and transportation business in the Palm Bay area, and help you start saving on the protections needed. We have the products and underwriting experience that meet the insurance needs of your business. Call us at (321) 329-5556.


OSCAR PACHECO

LICENSED AGENT

Trucking Specialist

Bilingual:

English | Spanish

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  • armbrandmedia


Melbourne, Fla.—Now that we are reflecting about all what has happened during another year dealing with Covid-19, and supply chain shortages, this is the perfect time to make the adjustments needed to start another year with a clear objective in mind, and develop some strategies to achieve it. Working for a smaller, local trucking company can have lots of benefits after all.

To begin with…

Local companies employ fewer people in a structure with fewer positions. That reduces overhead expenses even further and puts more money in the pockets of their drivers.

Putting your community first

Melbourne, and Florida’s Space Coast receive direct economic impact even if your local company ships nationally. Your community receives the benefit!

Need a break?

Truck driving can be really exhausting at times. Not only you have to deal with tight deadlines, especially during high seasons, but you also must drive in rough weather conditions, and always putting extra caution towards other drivers in the road. Smaller trucking companies encourage humanization—people tend to be more understanding. Being able to work closely with a smaller group of employees makes it much easier to get shifts or jobs covered when you need it most.

Working at a smaller trucking company can make it easier for you to be recognized for the work you do which can lead to progress in your career. If you’re looking to move up in a company, it's easier when you know exactly what it’s needed and what to do in order to impress your management. Even if your goal goes further, the experience you obtain will be essential to continue your career and reach higher levels.

With our current conditions, it's more important than ever to use local resources whenever possible. Even during non-critical times, having a local trucking company is advantageous. Also, with our current conditions, it's more important than ever to use local resources whenever possible. Even during non-critical times, having a local trucking company is advantageous.

Knowledge of the area is paramount! — Local company drivers will automatically identify the best routes to take to ensure your shipments arrive on time. GPS tools can only do so much, while local drivers save you time and money because they are an important part of your community.

If you work as a contractor, there are a few important things you must take care of, like truck insurance, for example.

When you get your insurance through Melbourne Truck Insurance you can expect:

  • Practical and accurate information about your insurance policy and your insurance company from local specialists.

  • Personal service.

Whether you need to make a policy change, have a question about billing or need to report a claim our customer service representatives are the best in the business and will expedite your request professionally.

Contact one of our local commercial/truck insurance agents from Melbourne Truck Insurance to find out what options are available for your trucking and transportation business in the Palm Bay area, and help you start saving on the protections needed. We have the products and underwriting experience that meet the insurance needs of your business. Call us at (321) 329-5556.





HECTOR PEREZ


PRODUCER


Hector is a licensed insurance agent with vast experience as a Transportation Specialist.

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