Updated: Oct 6, 2020

Melbourne, Fla.—Have you watched the amazing series AWAY on Netflix yet? There is so much excitement going on around the Perseverance rover, which had a successful launch on July 30th of this year 2020 on an Atlas V rocket from Cape Canaveral Air Force Station.

Percy’s (Perseverance’s nickname) main mission: To find out if life was ever on the Red Planet.  It not only seeks signs of habitable conditions on Mars in the ancient past, but also will search for signs of past microbial life.

Percy will be the first rover to make a complete round trip mission to Mars. It is also the first rover specifically designed to collect retrievable samples. It is now on its way to seek signs of ancient life and collect rock and soil samples for possible return to Earth. Along with the rover is the Ingenuity helicopter, a technology demonstration that will be the first powered flight on Mars.The rover will arrive on the Red Planet on Feb. 18, 2021.

So far, manned missions to Mars could be possible by the 2030s, according to a group of scientists, and Percy will be able to explore the planet to find signs of life. Its 95 percent carbon dioxide atmosphere, temperatures ranging from 70 degrees Fahrenheit in the day to -80 degrees Fahrenheit at the night, abrasive dust, and extremely high levels of radiation does not make it a desirable tourist destination.

For all of us Floridians, these are amazing developments that were are being able to watch first hand, many from their very own backyards in Brevard County.

Not only that, the space exploration program and these missions are bringing a lot of livelihood to our commerce and businesses in our neck of the woods. At Melbourne Truck Insurance we are happy to see businesses thrive in the area, and even happier to be able to provide insurance solutions that will keep them well secured, and protected at the right price. Trucking and transportation are an essential part to businesses and contractors in the Space Coast.

A Commercial Vehicle Insurance policy is designed to protect your business from costly liability lawsuits, property damage, and loss of business due to lack of transportation after an accident.

A typical coverage includes

Bodily Injury Liability - Coverage for damages that involve bodily injury to others for which you become responsible under law.

Property Damage Liability - Coverage for damage to property of others for which you become responsible under law.

Medical Payments - Coverage for reasonable and necessary medical expenses and funeral services for those who are accidentally injured while in your automobile or while getting into or out of your automobile.

Personal Injury Protection - Coverage for medical, hospital, rehabilitation, loss of wages or loss of services costs resulting from injury to you or any resident family member. In case of death to the insured or a resident family member, death benefits and survivor benefits, if applicable, will be provided.

Additional coverage you may want to consider

Comprehensive - Protection for the loss of or damage to your vehicle and its equipment from all causes except collision, subject to the deductible on the policy.

Collision - Protection for the collision damage to your automobile and its equipment, subject to the deductible on the policy.

Uninsured Motorist - Coverage allows you to recover bodily injury damages due to an accident where the other party does not have insurance, and is found legally liable.

Underinsured Motorist - Coverage allows you to recover bodily injury damages due to an accident where the other party is found legally liable and does not have adequate liability limits.

Additional Expense - Coverage for necessary additional expenses incurred as a result of a loss for which you are protected under comprehensive or collision coverage. These expenses include rental cars, food, lodging and other incidental expenses.

Hired Auto Liability Coverage - Covers liability for automobiles hired under contract on behalf of or loaned to the named insured.

Hired Auto Physical Damage - Coverage for an automobile of any type, hired, borrowed or leased on a short term basis for use in the insured's business.

Employer's Non-Ownership Liability - Coverage for a private-passenger automobile used in the business of the named insured by any person, or the occasional and infrequent use of a commercial automobile in the business by any of your employees.

We are pleased to provide services to government, and private companies who support the Space Coast’s role as a hub for technology, aviation and aerospace for the nation, is of utmost importance. Melbourne Truck Insurance has come to fulfill an impending demand in comercial, and transportation insurance solutions for different types of businesses in all categories. Give us a call for a FREE consultation at (321) 329-5556 and one of our local truck insurance specialists at Melbourne Truck Insurance will be more than happy to walk you through all of your options.

Oscar Pacheco - Licensed Agent

Email Oscar

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Melbourne, Fla.—As the trend continues, throughout the next decade, the industry will have to train and hire 1.1 million new drivers in order to replace older and retiring workers. Should there be no immediate market corrections in the meantime, the shortage may grow to as many as 160,000 empty positions as early as 2028. The American Trucking Association claim that the turnover rate could be as high as 83 percent in some sectors of the industry.

The trucking industry generated $791.7 billion in revenue in 2019, moving 11.84 billion tons of freight, according to the latest edition of American Trucking Associations’ annual data compendium – ATA American Trucking Trends 2020.

It is interesting to know why it is still hard to find enough people for this type of job with excellent pay. Most truck drivers now earn from $42,000 to $100,000, and many trucking companies are desperately seeking drivers and paying signing bonuses and pay raises.

Litigation plays an important role, because given the number of injury attorneys that have run nationwide campaigns, especially here in Florida, have created a negative environment for truck drivers who will be blamed in cases of accidents.

As part of a growing debate, economists are now saying that the current shortage of truck drivers has been seriously misunderstood by the media, and have instead elected to focus on the fact that more trucking companies exist than could ever possibly receive freight shipments from established firms.

On the good side, it is said that market adjustments may correct the driver shortage. It is so, because the cash flow problems that have been a major issue for small truck companies, may have lead to closures, Florida’s Space Coast included—the current job market allows displaced drivers to take one of countless available positions, and it is likely that the trucking industry will stabilize as drivers continue to retire and older trucks replaced with any of the current models. For example, a greater percentage of freight moves by van, shipped to fulfill individual online customer orders by local delivery services. In other words, drivers who are no longer employed by any trucking service could transfer to one of these services and begin a new career in a growing industry.

Insurance wise— If your company operates one or more 18 wheeler trucks, at Melbourne Truck Insurance we can provide you with affordable truck drivers/operator coverage for most commercial truck and tractor trailer combinations. As a recognized leader in the local trucking insurance industry, our parent company  Garzor Insurance specialized in serving “niche” or undeserved markets. Our proven, superior underwriting model creates the necessary flexibility to write unique coverage’s in a wide array of diverse industries, all present here in Florida’s Space Coast.

From small delivery vans to tractor-trailers, we offer coverage for a wide variety of business vehicles, including:

box trucks, semi-trucks, flatbed trucks, garbage trucks, pickup trucks, tank trucks, tractors, dump trucks , refrigerator and utility trucks, tow trucks, haulers and wreckers, car carriers, food trucks, catering trucks, lunch box trucks, shuttle vans, passengers van, taxi or limousines, non–emergency medical transportation and more.

Give us a call for a FREE consultation at (321) 329-5556 and one of our local truck insurance specialists at Melbourne Truck Insurance will be more than happy to walk you through all of your options.



Hector is a licensed insurance agent with vast experience as a Transportation Specialist.


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  • armbrandmedia

Melbourne, Fla.—Are you ready? After being delayed due to the COVID-19 pandemic, the 72-hour enforcement event will now take place Wednesday, September 9 through Friday, September 11. The Commercial Vehicle Safety Alliance says, less traffic on the roads due to the COVID-19 pandemic may be encouraging some drivers to ignore traffic safety laws, including speed limits. A number of jurisdictions, CVSA says, have seen “a severe spike in speeding” during the pandemic.

The International Roadcheck is a three-day high-volume, high-visibility inspection when certified inspectors in North America conduct commercial motor vehicle and driver inspections at weigh or inspection stations, at designated fixed locations or as part of roving mobile patrols. It was originally scheduled for May 5-7, when the Commercial Vehicle Safety Alliance (CVSA) decided to postpone it due to the spread of COVID-19 throughout the United States.

Each year, there is a particular focus of the inspection. Last year, the focus was on steering and suspension systems. This year’s focus is on the driver requirements component of a roadside inspection. According to the U.S. Federal Motor Carrier Safety Administration’s (FMCSA) data, of the approximately 3.36 million inspections conducted in 2019, 952,938 driver violations were discovered, of which 199,722 were out-of-service conditions.

Drivers found to be operating without the proper driver credentials; in possession of or under the influence of drugs or alcohol; operating while ill, fatigued or showing other signs of impairment; or in violation of hours-of-service rules may be placed out of service.

For the safety of employees as well as all participants a Trucking Industry’s Guide to Infectious Substances and COVID-19 is expected to be followed, meaning:

Social distancing or physical distancing, always keeping six-foot minimum distance when conditions allow.

  1. Use universal precautions to protect yourself.

  2. Use protective equipment you’ve been issued.

  3. Do not attempt to do anything beyond your level of training.

  4. You should decontaminate yourself and your equipment daily.

  5. Use the methods identified for communication between the driver and inspector to minimize contact

Last year the CVSA conducted 3.36 million inspections and over 950K driver violations were discovered. According to the Federal Motor Carrier Safety Administration close to 200K took place while out-of-service.

Regarding your vehicle-- if an inspector deems it in violations during an inspection, it will be rendered out of service, until those violations are corrected. For that reason you need to be prepared to prove all systems work properly such as:

  • Brake systems

  • Cargo securement

  • Coupling devices

  • Driveline/driveshaft components

  • Driver’s seat (missing)

  • Exhaust systems

  • Frames

  • Fuel systems

  • Lighting devices

  • Steering mechanisms

  • Suspensions

  • Tires

  • Van and open-top trailer bodies

  • Wheels, rims and hubs

  • Windshield wipers

Brake-related violations comprise the largest percentage of all out-of-service violations cited during roadside inspections. Improperly installed or poorly maintained brake systems can reduce the braking capacity and stopping distance of trucks and buses, which poses a serious risk to driver and public safety.

Our truck insurance specialists in Melbourne, Florida also understand 18 wheeler operations, goals and safety concerns— and will help you find the best rates available in the market to keep your transportation business well protected, amid all the uncertainty caused by this global health emergency.

Give us a call for a FREE consultation at (321) 329-5556 and one of our local truck insurance specialists at Melbourne Truck Insurance will be more than happy to walk you through all of your options.

Oscar Pacheco - Licensed Agent

Email Oscar

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